Getting a card has never been easier...

		Features			Benefits
		No Credit Checks			Full Control
		No Interest to Pay			Everyday Convenience
		No Bank Account Required			Global Acceptance
		No Unexpected Surprises			Chip & Pin Protection

You Can't Afford to be Without One!

• You can't get a bank account or don't want one
• You want to shop online, by mail order or telephone
• You can't reload your pay as you go mobile phone
• You don't want to carry large sums of cash when shopping

Do you only have a BASIC BANK ACCOUNT?

• Because of your poor credit history you only have a Cash/Solo/Visa Electron card which have very limited acceptance
• You can't wait for months for your facilities to be upgraded on your existing card

Are you BANKRUPT or have a CIFAS on your credit file?

• You don't have a bank account
• You only have a bank account with very restricted facilities but want the flexibility of a Prepaid Card for your shopping.

Are you a PARENT with a TEENAGER, do you have CHILDREN away at College or University?

• You want a safer alternative to giving your teenager cash, the ability to control their spending and know what they are buying
• Peace of mind when you allow your children away at College or University to use a Prepaid Card with a set spending limit rather than let them use your credit card as an additional cardholder.

Are you an EMPLOYEE with no bank account?

• Because you have no bank account you are forced to use cheque cashers to cash your wages or salary cheque
• Your employer could pay your wages directly onto your Prepaid Card by standing order

Are you a RECENT ARRIVAL from an EU country or elsewhere?

• You are an ASYLUM SEEKER with an APPLICATION REGISTRATION CARD issued by the Home Office
• You don't have a bank account or only a basic bank account but you need the flexibility that a Prepaid Card provides for your shopping

Are you a BUSINESS with only a BASIC BANK ACCOUNT?

• Because of your poor credit history you can't get a credit card or a Visa or Maestro debit card to pay your suppliers or regular bills

Do you want TIGHTER CONTROL over your SPENDING?

• Your credit cards are FROZEN or MAXED OUT
• You are in a DEBT MANAGEMENT program or in an IVA

Fed up with UNCONTROLLED SPENDING on your credit or debit card?

• You don't want to carry much cash
• CONTROL and LIMIT your spending
• Credit Card Issuers are increasingly rejecting applicants in the name of RESPONSIBLE LENDING

Are you afraid of being a VICTIM or are you already a VICTIM of IDENTITY VAMPIRES?

• Your credit rating has been unfairly damaged
• It is taking you months of frustration, aggravation and expense to get the bank to refund your money and remove the damage from your credit files. In the mean time you need a Prepaid Card to use
• Prepaid Cards are not linked to your bank account
• You can only spend up to the amount loaded on the card. No more...

Are you TRAVELLING ABROAD? Are your children GAP-YEAR travellers?

• You can hold funds in Sterling, Euros or US Dollars on some Prepaid Cards
• More convenient than travellers cheques
• You can call home and parents can reload the card. Within minutes you can use it to make purchases or withdraw money from a Cash machine

The Prepaid Card is the SOLUTION to all the above NEEDS

FACTS YOU NEED TO KNOW

In the past couple of years people have applied for prepaid cards and have been very disappointed. Quite often people have paid large sums of money in the hope of a prepaid card and more often than not your money disappears never to be seen again.

Why?

Because some companies have employed dishonest claims such as:

• Cards been offered as MasterCard when in fact they received a Maestro card
• Cards been offered as Visa when in fact they received a Visa Electron card
• Cards been offered as either Visa or MasterCard when in fact all you were given was a card number to use on the internet i.e. a Virtual card

Or where you did receive an actual MasterCard or Visa card but because the card was issued outside the UK e.g. USA or from a tax haven there would be only limited, expensive and Impractical options to reload the card.

The card you receive will be a UK issued Prepaid MasterCard, Maestro or American Express card. Whichever one you require.

The enquiry form also consists of an Identification Questionnaire please tick all the applicable boxes that apply to you:

• The documents you have in the Personal Documents section
• Your Nationality
• Whether you are on the Electoral Roll and how long you have been at your present address.

It does not matter if you are not on the Electoral Roll. It just helps us to assess which is the most appropriate method for you to apply for whichever Prepaid Card you want. By one method if you are on the Electoral Roll for at least one year at your present address and you have a Passport or UK driver’s license then that is sufficient identification. No further identification document would be necessary.

We will advise you on:

• The different procedures of applying for the available Prepaid Cards
• What the requirements are for each card: ID, minimum and maximum loads etc.
• The fees of each card: Issue fees, usage fees, ATM charges, reload fees (if any ) etc.
• What card is appropriate in your circumstances

Our advisory service and introduction fee is only £19.95

(Pay via debit/credit card)

Purchase Introduction (Pay via Cheque/Postal Order)