Are you frustrated with trying to open a cheque book account only to be refused because your credit history is tarnished ?

We can introduce you to high street banks that will open a personal or business cheque book or pass book account for you even with adverse credit; defaults arrears and CCJ's which are all accepted, we can also accept an enquiry if you are an undischarged bankrupt, in an IVA or an Asylum Seeker with a Home Office Application Registration Card.

Even if you have been turned away from a high street bank, it's still possible to be accepted via a different application process...

1) Look at the facilities specified and identification requirements. See what suits your particular needs.

2) Fill in and submit the information & identification form.

3) Send payment for the introduction fee, we accept postal orders, cheques, debit cards and credit cards.
 

4) As soon as payment has cleared, we will call you to discuss your circumstances and advise on the process of obtaining your new bank account. Please remember this is a guaranteed service, a full refund will be given if you are unsuccessful in obtaining a bank account. Our success rate so far is '99%'.

No Undischarged Bankrupts or IVAs
Heavy Adverse acceptable

Cash Card
Cheque Book
Standing Orders / Direct Debits
Bill Payments
Telephone Banking
Internet Banking

Passport, EU Member State Identity Card, Driving Licence (Full or Provisional), Construction Industry Photocard, Inland Revenue Tax Notification/Demand/Assessment, Pension/Benefit Book

Utility Bill, Council Tax Bill, Bank/Building Society Statement or Passbook, Driving Licence (Full or Provisional), Rent Card or Tenancy Agreement from Housing Association or Local Council, Benefit /Pension Book, Inland Revenue Tax Notification/Demand/Assessment

Introduction Fee - £85

Purchase Introduction (Pay via PayPal/Debit/Credit Card)

Purchase Introduction (Pay via Cheque/Postal Order)

No Undischarged Bankrupts or IVA's
Must be on Electoral Roll

Cheque Guarantee Card £100
Cash Card
Cheque Book
Direct Debits
Standing Orders

£2,500 Minimum deposit
£2,500 Minimum balance
No ATM withdrawals if balance below £2,500

Not more than 3 months old; they will be returned to you.
Utility Bill, Council Tax Bill, Inland Revenue Coding Notice, Bank/Building Society statement or passbook, Credit or Charge Card Bill

Passport, Driving Licence, Utility Bill, Council Tax Bill, Inland Revenue Coding Notice, Bank/Building Society statement or passbook, Credit or Charge Card Bill

Introduction Fee - £85

Purchase Introduction (Pay via PayPal/Debit/Credit Card)

Purchase Introduction (Pay via Cheque/Postal Order)

No Credit Check

Visa Debit Card
Cheque Book
Direct Debits
Standing Orders
Telephone Banking
Internet Banking

£3,000 Minimum deposit
£1,000 Minimum balance

Passport, Identity Card, Driving Licence, Armed Forces ID Card with photo

AND

Utility Bill, Bank/Building Society/Credit Card  statement, Driving Licence

AND

Bank Reference

Introduction Fee - £85

Purchase Introduction (Pay via PayPal/Debit/Credit Card)

Purchase Introduction (Pay via Cheque/Postal Order)

Heavy Adverse Credit Acceptable

Solo or Visa Electron Debit Card
Cash Card

Direct Debits
Standing Orders
Bill Payments
Telephone Banking
Internet Banking
Post Office Banking

Passport, Driving Licence (Full or Provisional), EU Member State Identity Card, Benefits/Pension Book, Construction Industry Photocard, Student ID Card

Utility Bill, Council Tax Bill, Bank/Building Society statement, Mortgage statement, TV Licence, Driving Licence, Inland Revenue Tax Notification/Coding, Benefits/Pension Book, House/Motor Insurance, Voters Roll, Rent Card or Tenancy Agreement from Local Council or Housing Association

Introduction Fee - £85

Purchase Introduction (Pay via PayPal/Debit/Credit Card)

Purchase Introduction (Pay via Cheque/Postal Order)

Visa Electron Debit Card
Cash Card

Direct Debits
Standing Orders
Bill Payments
Telephone Banking
Internet Banking
Post Office Banking

Passport, Driving Licence (Full or Provisional), Benefits/Pension Book, Inland Revenue Tax Notification, EU Member State ID Card, Armed Forces/Police ID Card, Construction Industry Photo Registration Card, Residency Permit ( Issued by Home Office to EU Nationals), Application Registration Card (ARC) Issued by Home Office to ASYLUM SEEKERS
Letter from Solicitor, Doctor, Dentist, Bank Manager, Employer, Minister of Religion, Social Worker or Hostel Manager (letterhead with name date and telephone)

Driving Licence (Full or Provisional), EU Member State ID Card, Council Tax Bill, Bank/Building Society statement, Mortgage statement, Benefits/Pension Book, Inland Revenue Tax Notification, Vehicle Licence Renewal or Registration, TV Licence, Pay Slip/P60 with name and address, Rent Card or Tenancy Agreement from Local Council or Housing Association
Letter from Solicitor, Doctor, Dentist, Bank Manager, Employer, Minister of Religion, Social Worker or Hostel Manager (letterhead with name date and telephone)

If you can only provide 2-3 items, the bank may be flexible.

Introduction Fee - £85

Purchase Introduction (Pay via PayPal/Debit/Credit Card)

Purchase Introduction (Pay via Cheque/Postal Order)

Cash Card
Post Office Banking

Direct Debits
Standing Orders
Bill Payments
Telephone Banking
Internet Banking
WAP Phone

UK Passport, EU Passport, Non EU Passport with valid visa, Driving Licence (Full or Provisional), EU Member State ID Card, Residency Permit (Issued by the Home Office to EU Nationals), Benefits/Pension Book, Inland Revenue Tax Notification/Coding, Construction Industry Photo Registration Card

Driving Licence (Full or Provisional), Bank/Building Society statement, Utility Bill, Mortgage statement, Benefits/Pension Book, local Authority Housing Benefit Letter, Letter from University/College

Introduction Fee - £85

Purchase Introduction (Pay via PayPal/Debit/Credit Card)

Purchase Introduction (Pay via Cheque/Postal Order)

Light to medium adverse acceptable
No Undischarged Bankrupts, IVA's or CIFAS

Solo Debit Card
Cheque Book
Direct Debits
Standing Orders
Bill Payments
Telephone Banking
BACS

Passport, Driving Licence (Full or Provisional), EU Member State ID card, Construction Industry Photo Registration Card

Utility Bill, Council Tax Bill, Bank/Building Society statement, TV Licence, Driving Licence, Mortgage statement, Inland Revenue Tax Notification/Coding, House/Motor Insurance

If a Company:- Personal and Address ID for ALL directors and Certificate of Incorporation

If a Sole Trader:- Personal and Address ID

If a Partnership:- Personal and Address ID for each partner

Introduction Fee - £85

Purchase Introduction (Pay via PayPal/Debit/Credit Card)

Purchase Introduction (Pay via Cheque/Postal Order)

No Undischarged Bankrupts, IVAs or CIFAS

Cheque Book
Telephone Banking
Internet Banking

£5,000 Minimum Deposit
No Minimum balance

Passport, Driving Licence (Full or Provisional), EU Member State ID Card, Residency Permit ( Issued by Home Office to EU Nationals), Inland Revenue Tax Notification/Coding, Construction Industry Photo Registration Card

Driving Licence (Full or Provisional), Council Tax Bill, Utility Bill, Rent or Tenancy Agreement from Local Council or Housing Association, EU Member State ID Card, House/Motor Insurance, Bank/Building Society statement, Mortgage statement

If a Company:- Personal and Address ID from ALL directors, Memorandum and Articles of Association, Certificate of Incorporation, Letter of Authority from company confirming authorisation to sign

If a Sole Trader:- Personal and Address ID

If a Partnership:- Personal and Address ID from each partner

Introduction Fee - £85

Purchase Introduction (Pay via PayPal/Debit/Credit Card)

Purchase Introduction (Pay via Cheque/Postal Order)

No Credit Check
Available to Undischarged Bankrupts, IVAs, CIFAS, Single or Multiple CCJs or Defaults

Passbook
Counter Cheque facility above £50
Only incoming Direct Debits and Standing
Orders not outwards

Passport, Driving Licence (Full or Provisional), EU Member State ID Card, Residency Permit (Issued by Home Office to EU Nationals), Inland Revenue Tax Notification/Coding, Construction Industry Photo Registration Card.

Driving Licence (Full or Provisional), Council Tax Bill, Utility Bill, Rent or Tenancy Agreement from Local Council or Housing Association, EU Member State ID Card, House/Motor Insurance, bank/Building Society statement, Mortgage statement

If a Company:- Personal and Address ID from ALL directors, Memorandum and Articles of Association, Certificate of Incorporation, Letter of Authority from company confirming Authorisation to sign

If a Sole Trader:- Personal and Address ID

If a Partnership:- Personal and Address ID from each partner

Introduction Fee - £85

Purchase Introduction (Pay via PayPal/Debit/Credit Card)

Purchase Introduction (Pay via Cheque/Postal Order)

If you are unsure what adverse credit you have, check your credit reference files. Check whether there are any errors or evidence of identity theft. Send £2 Cheque or Postal Order to each:

Recorded information can vary between these Companies so we recommend that you obtain all three to get a full picture of your credit status...